Niagara Falls & the Niagara Region

Payment processing and Clover POS for Niagara Falls & the Niagara Region.

Clover Flex POS terminal — credit card machine for Ontario small businesses

Clover terminals, transparent Interchange+ pricing, and in-person support for restaurants, retail shops, breweries, and...

Authorized Clover Partner
Interchange+ Pricing
Free On-Site Setup
No Long Term Commitments
$500 Statement Credit

Trusted Payment Networks We Accept

Discover logoDiscover
UnionPay logoUnionPay
JCB logoJCB
Diners Club logoDiners Club
Visa logoVisa
Mastercard logoMastercard
Amex logoAmex
Interac logoInterac
Discover logoDiscover
UnionPay logoUnionPay
JCB logoJCB
Diners Club logoDiners Club
Visa logoVisa
Mastercard logoMastercard
Amex logoAmex
Interac logoInterac

Proud Member Of

Greater Niagara Chamber of Commerce logo
Why Niagara Businesses Switch

Does any of this sound like your business?

You're not switching payment processors for fun. You're switching because what you've got isn't working. If you recognize your situation below, we should talk.

"You're paying more than you should. And you can't prove it."

The pain

Your processor sends a monthly statement full of abbreviations nobody explained and line items you never agreed to. You suspect you're overpaying, but the numbers are impossible to untangle. That's not an accident. That's how bundled pricing works.

Our answer

Send us that statement. Our free Savings Analysis breaks it apart line by line: what's going to Visa and Mastercard, what's going to your processor, and where fees are buried. Whether you're running a restaurant on Clifton Hill, a boutique in downtown St. Catharines, or a service company in Hamilton, the path to lower credit card processing fees starts with seeing what you're actually paying. Most Niagara businesses that switch to our Interchange+ model see a noticeable difference on their very first statement.

"Your terminal went down and nobody picked up."

The pain

A Saturday night in peak tourist season. Your dining room is full. Your credit card terminal freezes. You call your processor and you're on hold for 40 minutes. By the time someone answers, you've lost revenue and your staff is writing card numbers on napkins.

Our answer

You have our cell phone numbers. We pick up because we've been to your location, we know your Clover system, and we can walk you through a fix in real time. And if it's the middle of the night, you've got 24/7 Canadian-based support through our partner Payment Experts, plus direct access to Clover's own team. Three layers of real support, and the first one is a local person who knows your name.

"You're turning away cards in one of Ontario's biggest tourist destinations."

The pain

American tourists, international visitors, and business travellers walk into your Niagara Falls restaurant or shop carrying Amex, and you either decline it or absorb the cost because someone told you the rates were too high. In a region built on tourism, that's revenue left on the table every day.

Our answer

We offer American Express at rates comparable to Visa and Mastercard. Tap, chip, contactless, Interac, debit, credit. There's no reason to decline a single card. Every transaction you accept is revenue you keep. In a market where tourists carry everything from Amex to UnionPay, accepting every card isn't optional. It's how you stay competitive.

Pricing & Savings

Transparent pricing. Real savings. No surprises on your statement.

Most processors make money by making your statement impossible to read. We do the opposite.

How Our Pricing Works

Every time a customer taps or dips a card at your Niagara Falls restaurant, retail store, or Hamilton office, the card network charges a wholesale rate called interchange. That rate is set by Visa, Mastercard, or Amex. Nobody negotiates it down.

Accept Every Card

In a tourism-driven market like the Niagara Region, every declined card is a lost sale. We offer Amex at rates comparable to Visa and Mastercard. Contactless debit, credit, tap to pay, Interac: your customers expect to pay however they want, and now you can let them.

Next-Day Funding

Your money hits your account the next business day. Standard, no extra charge.

Surcharging Programs

Want to offset your processing costs? We set up fully compliant surcharging programs with all signage and regulatory requirements handled.

$500 statement credit when you make the switch.

Because saving money should start on day one.

Want to see the numbers for your Niagara business?

Send us a recent processing statement and we'll show you exactly what you're paying and what you will save with Interchange+ pricing. Free. No obligation. No pressure.

Or Call Us: 905.356.9906
How We Work

Four steps. All free. All in person. All in your location.

You don't pay a dollar until you've seen the numbers, met us face-to-face, and decided we're the right fit.

We Have a Real Conversation

Not a sales pitch. You tell us about your business, whether it's a restaurant in Niagara Falls, a retail store in St. Catharines, a brewery in Grimsby, or a service company in Hamilton, and what's frustrating you about your current setup. We listen and figure out whether we can actually help. If we can't, we'll tell you.

We Pull Apart Your Statement

Send us a recent processing statement and we break it down line by line. You'll see exactly what you're paying in interchange, what's going to your processor, and where the hidden fees are. The Savings Analysis is free, it's yours to keep, and there's no obligation.

We Come to Your Location

Before we install anything, we drive to your Niagara Falls, St. Catharines, Hamilton, Burlington, Oakville, or Grimsby location and test your Wi-Fi, network, and connectivity. Dead zones, bandwidth problems, router issues. We find them and fix them. With 20+ years in IT, we make sure your network foundation is solid before your Clover terminal ever processes a transaction.

We Set Up and Train Your Team

We arrive with your equipment: Clover Flex, Clover Mini, or Clover Station Duo. We install it, configure your menu or inventory, and train your staff in person. Not over the phone. Not with a video link. In your restaurant, your shop, or your office, with your people, until everyone's comfortable.

Every step is free. Save on processing.

Or Call Us: 905.356.9906
Our Clients

Niagara businesses already running on True North.

Restaurants, breweries, retailers, and hospitality businesses across the Niagara Region trust us with their payment processing. Here are a few.

After the Sale

Three layers of support. The first one picks up the phone.

Most payment companies disappear after the install. We don't. You get three ways to reach a real person, starting with us.

Tier 1

Us. Directly.

You have our cell phone numbers. When something goes wrong on a Friday night during tourist season or you need to reconfigure your menu before a holiday weekend, you call us. Same people who came to your Niagara Falls, St. Catharines, or Hamilton location, installed your system, and trained your team. No ticket. No queue. No hold music.

Tier 2

24/7 Canadian-Based Support

For after-hours technical issues or anything that needs immediate troubleshooting, you've got round-the-clock access to our partner support team at Payment Experts. Canadian-based, payment-specialized, and available 24/7/365. Real technicians who know Clover systems, not a script reader in an overseas call centre.

Tier 3

Clover Direct

As an authorized Clover partner, your business also has direct access to Clover's own support team for hardware, software, and account-level issues. It's a safety net you'll rarely need. We handle most things before it gets that far.

No long term commitments. You stay because the support is worth staying for.

Frequently Asked Questions

Questions Niagara business owners ask us.

For most Niagara Falls restaurants, whether you're running a fine dining room on Fallsview, a casual spot on Lundy's Lane, or a cafe near Clifton Hill, Clover is the strongest fit. Clover Flex gives your servers a portable terminal for tableside payments and tip management, while Clover Station Duo handles the counter with a dual screen for faster checkout. As an authorized Clover partner, we install the hardware in your restaurant, configure your menu, set up kitchen printing and staff permissions, and train your team in person. Not over the phone. You also get Interchange+ pricing instead of the flat rates most processors charge, which means your processing fees are transparent and typically lower, especially on higher-volume nights during tourist season.

Get Started

See what you'll save. It starts with a conversation.

Tell us a bit about your business and we'll be in touch shortly. We'll look at what you're paying now and show you exactly where you can save. Plus, a $500 statement credit when you make the switch.

No obligation.

No spam.

No pressure.

You talk to a real person.

Prefer to Call?

We pick up our phones.