Owen Sound & Grey-Bruce · $500 Statement Credit

Payment processing and Clover POS for Owen Sound, Collingwood & Grey-Bruce.

Clover Flex POS terminal — credit card machine for Ontario small businesses

Clover terminals, transparent Interchange+ pricing, and in-person support for restaurants, retail shops, breweries, and...

$500 Statement Credit
Authorized Clover Partner
Interchange+ Pricing
Free On-Site Setup
No Long Term Commitments

Trusted Payment Networks We Accept

Discover logoDiscover
UnionPay logoUnionPay
JCB logoJCB
Diners Club logoDiners Club
Visa logoVisa
Mastercard logoMastercard
Amex logoAmex
Interac logoInterac
Discover logoDiscover
UnionPay logoUnionPay
JCB logoJCB
Diners Club logoDiners Club
Visa logoVisa
Mastercard logoMastercard
Amex logoAmex
Interac logoInterac

Proud Member Of

Collingwood Chamber of Commerce logoNorth Perth Chamber of Commerce logoOwen Sound & District Chamber of Commerce logoSaugeen Shores Chamber of Commerce logo
Why Grey-Bruce Businesses Switch

Sound familiar?

Running a business in Grey-Bruce means dealing with problems that GTA-based providers don't understand, and don't bother to fix. If any of this hits home, let's have a conversation.

"Your processor is in Toronto and they've never been to your town."

The pain

You signed up online or through a bank branch. The rep was in Mississauga. When your terminal needed attention, they shipped you a box with instructions. Nobody came to your location. Nobody tested your Wi-Fi. Nobody trained your staff. And when you call support, you're talking to someone who's never heard of Collingwood.

Our answer

We're based in Owen Sound. We drive to your location, whether it's in Collingwood, Barrie, Wiarton, Port Elgin, Orangeville, or Listowel, and we set up your Clover system in person. We test your network, configure your menu or inventory, and train your team face-to-face. When you call us six months later, you're talking to the same person who did the install.

"Your internet is unreliable and your terminal drops transactions."

The pain

Rural and seasonal locations don't always have the most stable connections. You bought a payment terminal and it works fine. Until it doesn't. Transactions drop during busy periods. The payment company blames your Wi-Fi. Your internet provider blames the terminal. Nobody actually fixes the problem.

Our answer

With 20+ years in the IT industry, we do a full network survey before we install anything. Dead zones, bandwidth issues, router problems. We identify and resolve connectivity issues so your Clover terminal runs reliably whether you're in downtown Owen Sound or on the Bruce Peninsula. We don't just sell you a terminal and leave. We make sure the foundation underneath it actually works.

"You're paying Toronto prices for support you never actually receive."

The pain

The monthly fees keep coming. The processing charges seem higher than they should be. But when you look at your statement, you can't tell what you're paying for or who's getting what. You suspect you're overpaying, but the pricing is so opaque you can't prove it.

Our answer

With our Interchange+ pricing, we set your rates transparently from day one and walk you through your statements so you always know what you're paying and why: what the card networks charge, what our margin is, and where every dollar goes. Our margin doesn't change. No bundled rates. No hidden fees. No creeping. Send us your current statement and our free Savings Analysis will show you exactly where the overcharges are. Most Grey-Bruce businesses that switch to Interchange+ save noticeably from month one.

Pricing & Savings

Know exactly what you're paying, and keep more of what you earn.

Most processors make their money by making your statement unreadable. We built our pricing so you can see every line. And so can we.

How Our Pricing Works

Every time a customer pays with a card at your Owen Sound shop, Collingwood restaurant, or Barrie retail store, the card network charges a wholesale rate called interchange. Visa, Mastercard, and Amex set these rates. They're the same for every processor.

Accept Every Card

When ski tourists hit Blue Mountains, cottage families arrive on the Bruce Peninsula, and cycling groups roll through Collingwood, they're paying with everything: Visa, Mastercard, Amex, Interac, Apple Pay, Google Pay. We offer Amex at rates comparable to Visa and Mastercard, so you never have to turn a card away. In a seasonal market where every transaction counts, accepting every payment method isn't a nice-to-have. It's essential.

Next-Day Funding

Your money in your account the next business day. Standard, no extra charge.

Surcharging Programs

Want to offset processing costs? We handle setup, signage, receipt formatting, and all regulatory requirements.

$500 statement credit when you make the switch.

Because saving money should start on day one.

Curious what the numbers look like for your business?

Send us a recent processing statement and we'll show you where you stand. Our free Savings Analysis is a no-obligation breakdown of what you're paying now and what you will be paying with Interchange+ pricing.

Or Call Us: 519.914.3887
How We Work

Four steps. All free. All face-to-face. Even if you're two hours from the city.

We don't ask you to set things up yourself. We don't ship you a box. We drive to your location and do the work in person.

We Have a Real Conversation

Not a sales pitch. You tell us about your business, whether it's a restaurant in Collingwood, a retail shop in Owen Sound, a brewery near Barrie, a tourism operator in Wiarton, or a contractor in Orangeville, and what's not working with your current payment setup. We listen, ask questions, and figure out if we can help. If we can't, we say so.

We Pull Apart Your Statement

Send us a recent processing statement. We break it down line by line: what's going to Visa and Mastercard, what's going to your processor, and where the buried fees are. The Savings Analysis is free, it's yours, and there's no obligation.

We Come to You

Before any equipment goes in, we drive to your Owen Sound, Collingwood, Barrie, Wiarton, Port Elgin, Orangeville, or Listowel location and do a full site survey. Wi-Fi signal, network stability, bandwidth. We test everything. Rural and seasonal locations can have connectivity challenges that other processors ignore. We don't ignore them. We fix them. Your Clover terminal works reliably from day one because we made sure the infrastructure underneath it is solid.

We Set Up and Train Your Team

We arrive with your Clover Flex, Clover Mini, or Clover Station Duo, install it, configure it for your menu, inventory, or workflow, and train your staff in person. Not over the phone. Not with a YouTube link. In your location, with your people, until everyone's confident.

Every step is free. Save on processing.

Or Call Us: 519.914.3887
After the Sale

Three layers of support. The first one is a local phone call.

Most payment companies set you up and move on. We don't. You get three ways to reach a real person, starting with the same one who installed your system.

Tier 1

Us. Directly.

You have our cell phone numbers. When your terminal needs attention on a long weekend, or you need help adding a seasonal menu before the tourists arrive, you call us. Same people who drove to your Owen Sound, Collingwood, or Barrie location, set up your Clover system, and trained your team. No ticket queue. No hold music. No "please describe your issue to our chatbot."

Tier 2

24/7 Canadian-Based Support

For after-hours technical issues or anything that needs immediate troubleshooting, you've got round-the-clock access to our partner support team at Payment Experts. Canadian-based, payment-specialized, and available 24/7/365. Real technicians who understand Clover systems, not a script reader in another time zone.

Tier 3

Clover Direct

As an authorized Clover partner, your business also has direct access to Clover's own support team for hardware, software, and account-level issues. It's a safety net you'll rarely need. We handle most things before it gets that far.

No long term commitments. You stay because the support is worth staying for.

Frequently Asked Questions

Questions local business owners ask us.

That's exactly why we do a full network survey before we install anything. We serve all of Southern Ontario, and rural and seasonal locations, from Wiarton to the Bruce Peninsula to Port Elgin, can have connectivity challenges that GTA-based providers either don't understand or don't bother to address. With 20+ years in the IT industry, we test your Wi-Fi signal, check your bandwidth, identify dead zones, and resolve connectivity issues before your Clover terminal ever processes a transaction. If your network needs work, we handle that too. We don't just ship you equipment and hope for the best. We make sure the foundation is solid so your POS system runs reliably year-round, including during the seasonal traffic spikes that matter most. Not sure if your current setup can handle a Clover terminal? Get in touch for a free site survey and we'll find out before anything gets installed.

Get Started

See what you'll save. It starts with a conversation.

Tell us a bit about your business and we'll be in touch shortly. We'll look at what you're paying now and show you exactly where you can save. Plus, a $500 statement credit when you make the switch.

No obligation.

No spam.

No pressure.

You talk to a real person.

Prefer to Call?

We pick up our phones.