Retail Payment Processing in Ontario — Simple and Honest
Your shop deserves better than hidden fees and rate hikes. We provide Clover POS backed by transparent pricing and support that actually answers the phone.
A Better Way to Process Payments
See exactly how True North POS solves the headaches most independent retailers tolerate every day.
Your rates aren't what you were quoted.
The number on your statement is something else entirely. Processing fees for retail businesses often come loaded with surcharges, assessments, and "miscellaneous" line items that weren't in the conversation when you agreed to work.
Transparent pricing you can actually read.
We use Interchange+ pricing, which means every line on your statement maps to a real, named cost. You see exactly what you pay and exactly what we earn. No teaser rates that quietly climb after 90 days, no invented service charges.
There's no one to call who actually knows your account.
You call the number on the back of your contract and wait. Independent retail businesses in Ontario shouldn't have to fight their payment processor for basic service. You're not a number in a queue — you're a person running a shop.
Real people, real phone numbers.
When something goes wrong, you call us directly — on our cell phones. No hold music, no ticket numbers, no call centres. Three layers of backup, and the first one is always a person who knows your account.
Your setup was never quite right to begin with.
Your inventory doesn't sync accurately. Your online and in-store sales don't talk to each other. The Wi-Fi drops during busy periods. These are operational problems that cost you time and money every single day.
A setup that's done right from day one.
Before we install anything, we come to your store and do a full Wi-Fi and network survey — free of charge. We've got 20+ years of IT experience, and we use it to make sure your system is built on a foundation that won't let you down.
You're paying a cancellation fee to stay stuck.
Those contracts are designed to keep you in place even when the relationship or hardware isn't working. A retail payment processor that's confident in what they offer doesn't need to hold you hostage to keep your business.
Hardware that holds up. And local support when it doesn't.
Clover terminals are the latest commercial-grade hardware. Fast, intuitive tap-and-go payments that keep lines moving. If something ever goes wrong, you're not shipping a unit to a depot — next-day replacement is usually available.
Why Independent Retailers Choose Us
We're independent — and so are you.
No shareholders. When you need help, you can rely on our three tiered support system.
Pricing you can actually understand.
Interchange+ is the most transparent pricing model in the industry.
A $500 welcome credit.
We give you a credit of $500 when you switch to make the transition as easy as possible.
Everything is free before you commit.
Free analysis, on-site survey, setup, and training. You don't pay for any of it.
We come from IT.
We audit your network and connectivity so your Clover setup works perfectly from day one.
No awkward moments at the till.
Amex rates comparable to Visa/Mastercard so you can accept all cards without stress.
How It Works
Step 1: Free Consultation
We start with a conversation, not a pitch. We want to understand your store — your volume, mix, and pain points.
Step 2: Free Savings Analysis
Review your recent processing statements line by line to show you exactly what you should be paying with Interchange+.
Step 3: Free Connectivity Survey
We visit your store and test your Wi-Fi and network infrastructure. We identify any issues before launch day.
Step 4: Free Setup and Training
We come to your store, install every terminal, and make sure everything is configured and working correctly.
Live within a week of signing.
Serving Independent Retailers Across Southern Ontario
Clothing boutiques, gift shops, home goods, pet stores, jewelry shops, and more.
Trusted Payment Networks
Discover
UnionPay
JCB
Diners Club
Visa
Mastercard
Amex
InteracDiscoverUnionPayJCBDiners ClubVisaMastercardAmexInteracFrequently Asked Questions
Everything you need to know about retail payment processing in Ontario.
Ready to See What You're Actually Paying?
A free savings analysis takes minutes and costs you nothing. Plus, there's a $500 welcome credit waiting for you!